What happens if an individual cannot afford to repay the assessed financial obligation?

When an individual is unable to repay their assessed financial obligation, they have the option to request a cancellation of indebtedness. This provision recognizes that there may be situations where a service member faces financial hardship or an inability to meet their obligations due to circumstances beyond their control. By allowing a request for cancellation, the policy provides a mechanism for individuals to seek relief from a debt they cannot afford to pay, reflecting an understanding of the importance of financial wellbeing and support for service members.

This option highlights the Army's commitment to the financial stability of its personnel, rather than imposing unrealistic expectations for immediate repayment without regard to their situation. The other choices do not accurately represent the Army's stance on financial obligations in situations of hardship.